I'm part of a growing majority of young Americans without insurance. In fact, no one I know has it. We simply cannot afford the costs of our premiums, or if we can, the coverage compared to insurance caps and out of pocket costs is not worth the amount we pay a month - which is why I just let my insurance lapse. I simply go without and hope I won't have to visit the doctor for an illness. Check-ups and visits to the dentist are something I can't even imagine for me in the future even though I suffer from tooth pain daily. It seems so unfair that in a country like ours that healthcare would be such a luxury.