I am an "unemployed" caregiver of my mother (age 89) who has mid-level Alzheimer's. 6.5 years I've done this. She can never be left alone. She attends (at her cost) a senior day health program. I get room and board and the county has allowed me $10 day for my expenses. Do the math. Her coverage is fine, but I have had nothing in the 7.5 years I've cared for her. Did you know in most states relatives are not ALLOWED to be paid to provide caregiving for a relative? Sure this is to prevent financial abuse, but it leaves us do-gooders destitute. I've lost 2 whole teeth and five partials since I've been here. No dentist at all, nor any doctor visit.

Anyway, an idea for health care reform: Others have mentioned that the health care companies are geared to provide profits for their Wall Street shareholders. My idea is that the U.S. Govt buy up ALL shares of hospital companies, HMOs, pharmacy companies, and related industries. Take PROFIT motive out of the equation, for profit greed can lead to shortcuts in treatment, canceling insurance policies, refused reimbursement, overcharging, etc. The "marketplace" has proven time and time again that it cannot be trusted to regulate itself when profit is at stake.