my wife is self-employed and had Kaiser insurance but when "we" got pregnant we discovered that in the fine print there is no coverage for delivery or any aspect of the pregnancy - We decided to move to her country of origin - Holland - to have the child ~ where they actually take care of their people ~ and the delivery was done in the hospital by a mid-wife with no problems and everything covered ~ so many countries have decent affordable government run health care - I've been there and its no nightmare - I don't understand why its so hard for us - and why people aren't more outraged. I would like to see the insurance companies completely dumped - Government health care Only. your health should not be for-profit. shall we make the fire department and police for-profit as well?