I am a 28-year old female living in New York City. I have a post-graduate degree, and I work full-time as a freelance Writer/Producer. I made the choice to pursue my dreams in the entertainment industry, but unfortunately, that decision comes at a cost -- I do not have health care benefits. I haven't been to the doctor in years, and it is my prayer that I won't have to until I have health care. Though I work full-time and make a decent salary, it is basically impossible for me to afford health care for various reasons. One, New York City is an expensive city to live in. In order to pursue my dreams, however, I must live either here or in Los Angeles. Two, I have nearly six figures of student loan debt that I am struggling to keep current and pay off. Three, the cost of a decent health care package for someone in my age group in this city is approximately $400 per month. Health care has become a luxury that I cannot afford. I realize that not having health care is a dangerous gamble, but unfortunately it's a risk that I am forced to take due to my personal, as well as the nation's, financial climate. There is a myth that middle-class Americans who don't have health care don't have it because they don't want it, or are negligent, when the truth of the matter is that many of us cannot afford it if it is not offered by our employers. I would love for President Obama to reform health care so that all Americans, even those of us who don't appear to need it, can have quality, affordable health care. It's a basic need, yet one of the most important.